Personalized Payment Solutions

UMS begins each new merchant relationship with a complementary consultation and evaluation of current work flows and systems. We offer a hands-on approach and customize each merchant account to increase efficiencies and maximize revenue. UMS offers products and services which include credit and debit card processing, check processing, gift and loyalty, ACH services, and business to business accounts payable solutions - including a special interchange rate for all large ticket business to business transactions. 

Card Present

Drive sales and work smarter with one of our leading-edge processing solutions. We offer best-in-catagorey debit and credit card payment terminals, software and web-based applications. Services include:

• Credit, Debit and Prepaid (all card types)

• ACH and Virtual Check

• Point of Banking

• Alternative Payments - PayPal, UnionPay, Direct Debit, Bit Coin

eCommerce

Increase your online reach with our vast network of providers. We have the tools to create a secure payment environment for your customers and interchange savings for you. Services Include:

• Card Not Present + Virtual Terminal

• Recurring Billing

• Gateway + Shopping Cart Integration

• Fraud Control

• Specialized Interchange Reduction for Qualified Transactions

Cash Discount

Finally, merchants can elect to pass on the cost of card acceptance to their customers! Similar to service stations that offer a discount if paid in cash, merchants can now offer customers a similar way to pay for their goods and services. The cash discount program allows merchants to pass on any or all of the cost of card processing giving the merchant the ability to save hundreds and even thousands per month on their cost of card acceptance.

Multi-Platform

Transform your payments process into a single, comprehensive interface. Let our experienced team analyze your data against our vast suite of providers spanning multiple specialities. You'll save time and get the best deal possible.